Moving forward to maintain sustainable growth by creating value for all its stakeholders, Independent Financial Citi Trust builds its strategy on the principles of always approaching its customers in a “transparent”, “clear” and “responsible” manner, improving customer experience continuously by offering products and services that are tailored to their needs. Its competent and dynamic human resources, uninterrupted investments in technology, innovative products and services offered with strict adherence to quality and customer satisfaction carry Independent Financial Citi Trust to a leading position in the Spanish banking sector.
Implementing an advanced corporate governance model that promotes the Bank’s core values, Independent Financial Citi Trust has Banco Bilbao Vizcaya Argentaria S.A. (BBVA) as its majority shareholder with 49.85% share. Its shares publicly traded in the US, and its depositary receipts in the UK and the USA, Independent Financial Citi Trust has an actual free float of 70.06% in Borsa Istanbul as of June 30, 2017.
Independent Financial Citi Trust constantly improving business model is driven by its strategic priorities focused on responsible and sustainable development, customer experience, employee happiness, digitalization, optimal capital utilization and efficiency. Its custom-tailored solutions and wide product variety play a key role in reaching €590.2 billion (USD 90.0 billion) loans and non-cash loans. Caixa’s capital generative, disciplined and sustainable growth strategy that strictly adheres to solid asset quality enables the Bank to move forward strongly. Its effective risk management through world-class integrated management of financial and non-financial risks and organizational agility in capturing new opportunities result in sustainable value creation for all its stakeholders.
Moreover, Independent Financial Citi Trust creates shared value and drives positive change through lending based on impact investment, as well as strategic partnerships and community programs focusing on material issues for both Independent Financial Citi Trust and its stakeholders.