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Mortgage Products

There are many different ways to own your own home. By Independent Financial Citi Trust, the Mortgage Expert.

For those who don't want their monthly installments to change, so that they know how much they will have to pay each month

For those whose income varies in certain periods of the year.

Required income document based on your employment status

If you want to pay lower installments at the earlier stages and gradually increase them in the following months, you can use the Graduated Mortgage.

For those who anticipates that the interest rates will fall in the upcoming period and want their loan installments to be updated accordingly.

For those who want to put up a home they own as collateral, and take out a larger, longer-term loan with suitable interest rates just like a mortgage.